APIs are the driving force behind digital transformation. With the emergence of PSD2, open banking APIs exposed a range of data to third-party FS solution providers including payment initiators, account aggregators, and other fintechs. Leon Muis, CBO of Yolt Technology Services (YTS), elaborates on the impact of APIs on open banking.

Banking, TransformationFrom our editorsSeptember 23, 2020API, Regulation, PSD2, openbanking, digital transformation, Digital Transition

Uniting capital markets before and after a crisis

Oliver Schimek, CEO of CrossLend, shares his insights on how building an efficient and transparent platform to boost cross-border investment may hold solutions for the uncertainty of Europe’s economy.

Banking, FinTech, Post COVID-19From our editorsSeptember 23, 2020Capital Markets, Finance, innovation, Regulation

Fighting dirty money

Recent money laundering scandals have pointed to the need for a more comprehensive and effective EU approach to preventing and combating money laundering and terrorist financing. In March 2020, the European Banking Federation’s (EBF) CEO Wim Mijs presented its new blueprint ‘Lifting the Curse of Dirty Money’, which features 20 policy recommendations for an effective EU Anti-Money Laundering (AML) policy.

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